Legal regulation in force dealing with liability insurance for damages caused by operation of motor vehicles, its hindrances and limits

Even though the concept of the liability insurance is a functional one, there appear (in connection with the rapidly growing motorism in the Czech Republic and, subsequently, a growing number of accidents) thoughts whether the valid legal regulation is sufficient or whether another different regulation that would better serve the new needs, should be adopted.

In the article, the author has tried to point at the growing difficulties of the mentioned situation concerning the sphere of compensations for damages caused by the operation of motor vehicles. According to the author, the mentioned problems are the consequence of a vast number of accidents incurred. Furthermore, the author together with specialists from Česká pojišťovna a. s. (Czech Insutance Company) has tried to find a solution of that situation by means of a part poll with respondents on that topic.